brokers

Why North Korean Refugees Risk Everything to Support Families Left Behind

In 2010, undercover North Korean journalist Kim Dong-cheul captured heartbreaking footage of a malnourished 23-year-old woman scavenging for wild grass in South Pyongan province. A recently resurfaced Instagram post has thrust this haunting image back into the public eye. Tragically, this is not just a relic of 2010; in the present age, this level of extreme poverty and starvation remains very much a reality in North Korea. According to the 2026 Human Rights Watch World Report and recent food security assessments, severe malnutrition and starvation deaths continue to plague the provinces as the government prioritizes weapons development over its citizens. The only difference today is that unprecedented digital surveillance and extreme border closures implemented since 2020 have made it nearly impossible to smuggle out similar video evidence.

Driven by deep love and a commitment to family survival, North Korean refugees living in South Korea face extraordinary risks to send financial support back home. A South Korean court recently overturned the conviction of a 54-year-old refugee charged under the Foreign Exchange Transactions Act. The defector’s “crime” was helping fellow escapees send money to their starving families back in the North, as the funds did not go through officially recognized banking channels. Sadly, these underground remittances are not a luxury, but often the only hope for North Koreans to access food, medicine and basic survival in a shattered economy. However, since there are no formal, legal banking channels to transfer funds into North Korea, defectors are forced to rely on illegal measures to keep their families alive.

A Lifeline Across the Border: The Cost of Underground Remittances

According to a 2023 survey by the Database Center for North Korean Human Rights, 63.5 percent of North Korean defectors had transferred money to families or friends back home at least once since arriving in South Korea. Sending money across the world’s most heavily guarded border requires a sophisticated underground network. At least four brokers and delivery personnel are involved in the process. Defectors must wire funds through broker accounts operating in South Korea and China, which then coordinate with shadow contacts inside North Korea to physically deliver the cash. 

High Risks and Substantial Fees

This system comes at a steep price. As the consequences for being caught are severe – including being sent to the country’s political prison camps where hundreds of thousands are believed to have died over the years – brokers typically claim exorbitant fees, with commissions averaging 48.1 percent of the transferred amount. To guarantee the transaction was successful, brokers provide “proof of delivery” by sending a smuggled photograph of the family member holding the cash or using smuggled Chinese smartphones to arrange a brief phone call confirming receipt. Nevertheless, there remain loopholes in this process built entirely on a trust system, as a defector identified as Ms. Jung described hearing about “some instances where brokers snatched the cash after recording the families holding the cash or demanded money.”

Caught In South Korea’s Legal Web

Building a new life in a hyper-competitive South Korean society is already immensely difficult for defectors. To make matters worse, their remittance networks have been caught in the crossfire of South Korean law enforcement. Over the past few years, former President Yoon Suk-yeol’s administration has aggressively cracked down on domestic money launderers and voice-phishing scammers who abuse the national banking system. In doing so, defector brokers have inadvertently been swept up in the dragnet. While past administrations largely turned a blind eye to these humanitarian transfers, defectors still lack explicit legal protections when sending money to starving relatives in North Korea. A shift in government could instantly expose these networks to criminal prosecution.

Trauma, Resilience, and the Path to True Healing

These legal battles are just one visible layer of a much deeper psychological struggle. As explored in Dan Chung’s recent book, A Hard Freedom: The Dreams and Trauma of North Korean Refugees, the trauma of defection does not vanish once defectors cross the border into safety. They carry this invisible weight of survivor’s guilt, political isolation and the agonizing, ongoing fight to sustain the families they had to leave behind. The recently overturned convictions offer a glimmer of temporary legal relief, but they stand as a stark reminder that true freedom remains elusive for defectors as long as their loved ones are held captive.

Prayer for North Korean Refugees: Faith in Fear

Crossing Borders' work was recently mentioned in FOX Files, as North Korean refugees in our care were interviewed on the news network. Today, we would like to share more about the life of this refugee. In Jesus' ministry, a man, whose daughter was close to death, approached Jesus with an urgent request for the Son of God to enter into his home and heal his ailing daughter. Jesus obliged and followed the man to his home. When they arrived it was too late. She was dead.

In a house full of mourning, Jesus entered with hope. He went to her room and raised her from the dead.

This account in Mark 5 is stunning on many levels. When someone said it was too late, Jesus responded, “Do not fear, only believe.”

We have seen the desperation and fear of so many North Korean refugees in Northeast China.

Crossing Borders staff once met with a family of four North Korean refugees who had only a few hours to flee from the North Korean police. In a rash decision, they decided it was best if the youngest, still in elementary school, was left behind in North Korea. They were afraid that she would slow the family down and that they would all be caught, sent to a prison camp and never emerge.

Our staff spoke with the family in a restaurant in Northeast China. It had been months since they had last seen their daughter and they couldn’t bring themselves to eat the enormous spread of food our staff had ordered for them.

Soon after, Crossing Borders decided to send for their daughter through a network of brokers and smugglers in North Korea. But her fate was uncertain. She could easily be caught by the police and sent to a prison camp where she would be held hostage. She could have been sold in China as a sex slave if caught by one of the many networks of smugglers who traffic North Korean refugees. She could get injured and die on her journey through the North Korean wilderness.

Through her journey, Crossing Borders held to the words of Jesus. “Do not fear, only believe.”

It took weeks of waiting but finally, the family was reunited. It was through moments of utter desperation that the family came to believe in the saving hope of Jesus. He was their only hope.

Once reunited, the family of four made another journey. This time, together, they trekked through China into Southeast Asia, where they were able to receive refugee status. From here, they travelled to South Korea and gained safe entrance. When the family arrived in Seoul they thought their journey of suffering had ended. But their youngest daughter, after the struggle and toil they had suffered to be together as a family, contracted H1N1 and died shortly after the completion of their journey.

Many say that North Korean refugees in China are rice Christians. Critics say they only act like Christians to receive aid. But at least for this family, this was not the case. In their utter devastation they turned to God and began rebuilding their lives.

Together, with Crossing Borders, they leaned on the words of Jesus.“Do not fear, only believe.”

As we go about our week, let us remember that God is near to the broken hearted. He meets those in desperate need. He has sustained Crossing Borders for 10 years with little trouble from the Chinese authorities, we believe, to minister to the North Korean refugees in fear. We hope that with your help, we can continue to work to share the words of Christ with them. "Do not fear, only believe."